Workers’ Compensation Attorneys in Birmingham
Accidents and injuries often happen at the workplace. If you are suffering from a work-related injury, you are entitled to compensation from your employer for lost wages, medical bills, and permanent disability. The workers’ compensation system applies if you are injured on the job, even if you are unable to work or perform your prior duties.
Our attorneys at Burge & Burge can help you determine the nature and severity of your injury, as well as how it interferes with your work. We then take that information to determine your eligibility for benefits. Sometimes these factors are disputed. Your employer may not agree with the degree to which your injury interferes with your work, or even the extent of the injury, which can result in your benefits being denied. Your employer or their insurer may also deny you on a technicality, which happens frequently because of the complex and confusing nature of the workers’ compensation process.
Whether you are temporarily or permanently disabled, our workers’ compensation lawyers at Burge & Burge will work hard to help you secure the benefits you need. We have successfully represented workers suffering from injuries sustained in all types of work-related accidents.
Some industries run a higher risk of these types of accidents. These include:
- Construction
- Industrial
- Manufacturing
- Warehouse/Shipping
- Commercial Truck Driving
- Mining
- Logging
- Oil and Gas
- Power Line/Utilities
- Welding, Pipe Fitting, and Other Skilled Trades
- Health Care
- Fishing
- Farming
Examples of common injuries that occur on the job include:
- Carpal tunnel syndrome
- Repetitive stress injuries
- Industrial accidents
- Back injuries
- Neck injuries
- Car accidents
- Construction accidents
- Machinery accidents
- Slip and fall injuries
- Electrocution
- Overexertion
- Exposure to toxic substances
What does Workers’ Compensation Insurance Cover?
Workers’ compensation is a system that is designed to provide benefits to injured workers regardless of who is at fault for the accident or event that causes the injury. Most Alabama employers with five or more employees are required to carry workers’ comp insurance, and if your employer has it and you get hurt on the job, you are not required to prove that it was the employer’s fault in order to recover benefits.
Because workers’ compensation is a no-fault system, benefits are more limited compared to the compensation that can be recovered through a personal injury lawsuit. Employees are entitled to the following benefits through workers’ comp:
- Temporary Disability: If an employee needs to take at least three days off of work due to a work-related injury, they are entitled to receive two-thirds of their average gross weekly wage for the time they miss. The first three days are unpaid unless the employee ends up missing at least 21 workdays, and there is a cap on the gross pay an employee is eligible for. This cap is adjusted annually. If an employee has a temporary partial disability that allows them to work but prevents them to work at full capacity, they are entitled to two thirds of the difference between their current wage and the wage they receive during the time they are only able to perform limited work.
- Temporary Partial Disability (TPD): With this classification, your doctor may allow you to go back to work as you recover. He or she may limit the amount or type of work you can perform to that which is appropriate to accommodate your disability. State law requires you to accept modified or part-time work if your doctor approves it and your employer offers it. You may be eligible to receive TPD payments for up to 300 weeks or until reaching maximum medical improvement (MMI) if you earn less than you did before your injury.
- Permanent Disability: After injured employees receive full medical treatment, they are assessed to determine if they have a permanent disability. If this is the case, a worker would be eligible to receive weekly workers’ comp benefits for life. This could be a permanent total disability that leaves the worker unable to perform any type of gainful activity, or it could be a permanent partial disability in which an employee can still work, but they are physically unable to perform their previous job. Benefits are calculated based on the type and severity of the disability.
- Additional Benefits: Injured employees who are eligible for workers’ comp benefits also receive coverage for all necessary medical treatment, mileage reimbursement for travel to and from doctor’s appointments, vocational retraining if an employee is unable to return to their previous job, and funeral costs and death benefits for families of an employee who is killed on the job.
Unfortunately, workers’ comp does not provide compensation for various non-economic losses, such as pain and suffering, emotional distress, and diminished quality of life. In addition, in nearly all cases, you cannot sue an employer to claim damages for these losses.
All that said, there are times when you may be able to recover compensation for non-economic losses. This may be the case when an injury was the fault of third party other than your employer. Examples of third parties who may be responsible for workplace injuries include:
- A careless subcontractor who is working with or nearby an employee;
- The owner of an outside property (such as a hotel or conference center) where an employee slips and falls and gets injured during a work-related function;
- The driver of a vehicle that causes a car accident involving an employee while on the job;
- The manufacturer, supplier or distributor of a defective product (such as a piece of machinery) that causes an accident.
When a third party causes an injury to a worker who is on the job, they may be able to sue the at-fault party for damages over and above what they are already receiving through workers’ compensation.
Types of workers’ compensation cases we handle include: third party claims, permanent and temporary impairments, and claims from auto plant workers.
Additionally, the following circumstances can negate your request for benefits after you have already filed a claim:
- Willful misconduct, such as refusal to use safety equipment
- Use of alcohol or illegal drugs
- Caused by a fellow employee for personal reasons
- Your intention to cause injury or death to yourself or another employee
- Neglect to perform a statutory duty
Unfortunately, some employers try to argue that the above circumstances occurred when in fact they did not. Some employers make this argument in order to avoid the legal responsibility to pay your medical expenses and a portion of your wages while you recovery from your injury.
Contact our Experienced Workers’ Compensation Attorneys in Birmingham
If you have suffered a work injury or an accident at work and want to seek compensation for your lost wages or you need representation because you have been denied compensation benefits,
contact us to schedule a free initial consultation to discuss your case. Our workers compensation attorneys are located in Birmingham, Alabama, and represent clients in Jasper, Homewood, Hoover, Greystone, and many other locations statewide.
Our law firm, located in Birmingham, Alabama, provides workers’ compensation, FELA and personal injury legal services throughout the Southeastern U.S., including the cities of Birmingham, Montgomery, Tuscaloosa, Huntsville, Dothan, Gadsden, Mobile, Anniston and Decatur. We bring FELA claims in many states, including Alabama, Georgia, Tennessee, South Carolina, North Carolina, Kentucky, Ohio and Florida.