Maybe you’re on the fence about hiring a personal injury attorney for your accident case, and that’s ok. Being involved in any type of accident can be physically and emotionally jarring, and the question of whether to hire an attorney is just one more decision that you’d rather not have to make.
The fact is that insurance companies are in business to make money and not to make large payouts. Even if you feel as if you are being treated with kindness, there is usually an ulterior motive behind those actions and words.
The truth is that even a relatively minor accident can produce significant damages. You may have property damage, experienced a costly ambulance ride, lost time from work, or find yourself unusually anxious after the event. Making the decision to hire a personal injury attorney may not be simple, but if any of the following ring true, you should seek a free legal consultation to learn about your options.
You’ve been seriously injured. If your injuries resulting from an accident exceed a single medical visit, you should probably consider speaking with an attorney. Most people don’t realize just how quickly those medical bills can add up, but the insurance companies understand this all too well. When your injuries are more serious, an insurance company is less likely to be fair due to the potential for other damages such as lost wages, disability, and future medical care.
You don’t want the stress. Being involved in an accident is stressful enough, and you will be adding more aggravation to your plate by trying to act as your own legal counsel. When you hire a personal injury attorney, they can help you access the services you need, such as medical specialists, and will take over communication with the insurance companies on your behalf.
You’re not ready to learn the rules. There are insurance rules as well as state laws that regulate accident claims and the disposition of a personal injury case. Some people wait too long to file a claim and lose their rights because of the statute of limitations. Others aren’t sure about the way insurance limits might factor into the availability of funds for medical care or a settlement. Then, there is the issue of insurance and legal lingo. In short, if you don’t have the time to commit to learning these intricacies, it may be best to hire a personal injury attorney who specializes in these matters.
Someone wants you to take the blame. If someone else is trying to get you to take even partial blame for the accident, you should speak with a personal injury attorney as quickly as possible. Alabama uses the rule of “contributory negligence,” which is the strictest way to deal with fault. Essentially, if the court finds that you were partially at fault in the accident – even one percent – you cannot collect damages from the other party.
Your negotiation skills need work. You may have a quick settlement offer in hand, but there’s a good chance the amount you’ve been presented isn’t fair. Insurance companies are notorious for taking advantage of unrepresented accident victims and will offer you a lump sum early to quickly close your case. Unless you are a savvy negotiator and can see through these tactics, you have a better chance of walking away with a higher settlement when you hire a skilled and experienced personal injury attorney.
How a Birmingham Personal Injury Attorney Can Help
Personal injury attorneys specialize in holding people responsible for their actions if they harmed someone else due to careless or negligent behavior. A personal injury attorney will thoroughly review the details and merits of your case, investigate if necessary, and do what is required to protect your rights. They may either negotiate a settlement on your behalf or argue your case in front of a judge or jury.
At Burge & Burge, PC, our Birmingham personal injury attorneys have more than 50 years combined experience representing clients in cases that involve serious auto accidents, premises liability, defective products, and toxic torts. If you or someone you love has been injured through no fault of your own, our qualified legal team is ready to help on a contingency fee basis. Schedule a free consultation with our skilled Alabama personal injury lawyers now by calling 205-251-9000 or reach us online.