We Can Help You Find Compensation
If you were in a car accident with an uninsured or underinsured motorist, you may be worried that you have no recourse to recover compensation. But be assured: you do have rights. You may be able to receive compensation from your own auto insurance policy.
At Burge & Burge, PC, we represent people who were in collisions with uninsured or underinsured motorists. Our experienced car accident lawyers understand auto insurance policies and will work to find the maximum compensation you are entitled to receive. Please call our office at to schedule an appointment with our Birmingham uninsured motorist accident attorneys. Your consultation is free.
Stacking UM/UIM Policies and Additional Options
Auto insurance companies are required to offer people an uninsured/underinsured driver insurance (UM/UIM) provision and Medical Payments (Med Pay) coverage with their policy. If you have these options, we can make a claim for damages with your insurance company.
Under Alabama law, you are allowed to stack your UM/UIM policies. If you have UM/UIM coverage, you may be able to receive more compensation by making claims under each policy you have. For example, if you have three vehicles insured with UM/UIM coverage for $15,000 each, you could stack the policies and receive $45,000.
If the other driver has insufficient insurance, lapsed insurance or no insurance and you do not have UM/UIM coverage, there may still be options. Perhaps someone in the negligent driver's family has insurance that covers him or her. We could also investigate if the owner of the vehicle negligently entrusted the vehicle to the driver and whether the owner has other assets from which you may recover damages.
All car accidents have the potential to cause serious injuries or wrongful death. You may need compensation for lost income, medical costs, monthly bills, pain and suffering, or long-term treatment. We will pursue all available options to maximize your compensation. For a free consultation with an Alabama underinsured motorist attorney, please call or contact us online.